Future of AI + Crypto: Predictions for 2026–2028
Predictions about AI and crypto should be framed as scenarios, not certainties. The themes below summarize what builders and researchers are watching through 2028. Educational content only—nothing here is financial advice or a product endorsement.
Infrastructure scenarios
Agent payment middleware may standardize metered API billing, session-scoped wallets, and cross-chain settlement proofs—if custody and audit norms mature.
Policy and identity
Regulators and platforms may require stronger identity attestations for high-volume automated payments. Privacy-preserving credentials could become a design requirement.
Uncertainty reminder
Timelines and adoption curves are uncertain. This analysis does not predict token prices or recommend any allocation.